Episode 43: Nic DeAngelo on Investing in Mortgage Debt & Reading the Real Economy

July 10, 2025

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Nic DeAngelo is the President of Saint Investment Group, a private investment firm specializing in fixed income and real estate-based strategies. With a background in acquisitions and private equity, Nic has led 19 syndications (7 full-cycle) and now focuses on discounted mortgage notes. He is a vocal advocate for sustainable investing, financial education, and American manufacturing.

Guest Resources

Website – saintinvestment.com/resources
Instagram – @nic.deangelo
LinkedIn – Nic DeAngelo

Value Bombs

Mortgage Notes for Income – Nic’s strategy of buying non-performing notes at a discount helps distressed borrowers and produces long-term cash flow.

Fixed Income Revival – Younger generations are rediscovering the value of fixed income in volatile markets, replacing T-bills with real estate-backed debt.

Political Noise vs. Economic Data – Why inflation, tariffs, and rates must be viewed through both historical and structural economic lenses.

Manufacturing Comeback – Tariffs may sting, but they’re forcing a reshuffling of global trade and rebuilding the U.S. middle class through domestic industry.

Tax Policy & Legacy Planning – Nic dives into how current tax structures hit the middle class hardest and what changes are needed to rebalance the system.

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Show Notes

Click the timestamps to jump directly to key discussions in the episode.

[00:00] – Nic’s intro: Fund management, family life, and powerlifting goals
[02:10] – How Saint Investment buys distressed mortgages for yield and impact
[05:30] – Why most borrowers don’t go to foreclosure & how modifications help
[07:00] – IRR expectations, cash vs. compounding, and who these investments are for
[09:00] – T-bills vs. inflation: Are you really earning a return?
[11:20] – Rise of private investing as public markets consolidate
[13:40] – The truth about CPI, real inflation, and dollar devaluation
[15:30] – How interest rate hikes affect mortgage investing
[17:10] – Achieving yield through discounts and loan restructuring
[19:00] – Relationship capital: Accessing private mortgage markets
[21:00] – Economic policy breakdown: Fed rates, tariffs, GDP, and unemployment

Killer Resources

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  • Grit Fitness Blog – Access premium content on fitness, wellness, and peak performance.
  • D3 Capital Blog – Stay informed on financial trends and advanced wealth-building strategies.
  • Follow Bo on Instagram @bodepaoli for expert insights on business, fitness, and mental resilience.

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